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Today is the first day of fall and I love this time of the year! I love the pretty colors and the weather, it’s not too hot and not too cold. This is comfortable & enjoyable weather that you can get out and enjoy more. This is also the last quarter of the year so if you haven’t started any of your annual goals this is your last chance! Every year people start off the year with new years resolutions that are forgotten along the way. So instead of setting annual goals, why not make quarterly goals because they may be easier to achieve? There are a lot of short term goals that can be achieved by the end of the year such as: 60 weight loss challenge, end of the year savings challenge, learn a new skills for a new job just to name a few! What are your fall goals or 4th quarter goals? There is still time to achieve them, all you have to do is try!